WHAT'S TRENDING IN LENDING?

I'VE MOVED!

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INTEREST RATE & SELLER CREDITS

Learn how we calculate the interest rate buydown.

COMPETITIVE INTEREST RATES

Lending Concepts promotes revised structure to ensure the most competitive interest rates

SELLER CREDIT BUYDOWNS

This week we cover how lower your cash to close and interest rate.

SELLER CREDIT BUYDOWNS

This week we cover how to offset high interest rates with seller credit buydowns.

LOCK AND SHOP

This week we cover how to lock an interest rate while shopping for a home.

ADJUSTABLE RATE MORTGAGES

This week we cover a method to help combat the rising mortgage interest rates.

BANK STATEMENT LOANS

This week we discuss how bank statement loans benefit self-employed and 1099 borrowers.

HOME EQUITY LINE OF CREDIT

This week we cover how to give competitive, noncontingent offers using your existing home equity line of credit.

DESKTOP UNDERWRITER'S PREAPPROVAL

Since the market is so competitive, it can be difficult to get your offer noticed. A desktop underwriter's preapproval is an amazing way to get your offer to stand out and to build confidence.

ADJUSTABLE-RATE MORTGAGE

With interest rates at historic lows, now is the time to buy. If you fall into one of two camps, you may be able to get an even lower rate with an adjustable-rate mortgage.

CASH OUT REFINANCING

The real estate market is hotter than ever right now, making it difficult to get into a new home. With this cash-out refinancing program you are able to get into your dream home without having to wait months for approval.

JUMBO LOANS

Typically borrowers stay away from jumbo loans because of their difficulty. This new program allows you to access a significant amount of cheap money with conventional loan guidelines.

IS NOW THE RIGHT TIME TO BUY?

People always ask, "Is now the right time to purchase this home?" In this video, I help answer this question.

WHAT LENDER DO I USE?

Figuring out which lender to use can be one of the most challenging parts of the home buying process. Luckily for you, there is a new tool that allows you to find the most efficient lenders in your area.

THE APPRAISAL PROMISE

Recently, my favorite lender came out with a phenomenal program to help speed up the appraisal process, called The Appraisal Promise. Find out how you can take advantage of this amazing opportunity.

CONVENTIONAL LOAN LIMITS INCREASE

Recently, the conventional loan limit has been increased to $548,250. Find out how this can affect you and your future loan.

FRESNO'S THE MORTGAGE ASSISTANCE PROGRAM

Listen to review an opportunity for borrower's in the Fresno market to receive up to $100,000 towards your down payment or closing costs.

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